The 50 Best Affirm Alternatives for 2024
Financial products.
If you're looking for an alternative to Affirm, here are the most popular Affirm alternatives used by real founders:
1. Paypal
A fast, safe way to send money, make an online payment, receive money or set up a merchant account.
Additional details about Paypal:
- Pricing: Freemium
- Twitter: @PayPal
- Website: https://www.paypal.com/
Businesses using Paypal:
1121 successful businesses are using Paypal ➜
2. Stripe
Online payment processing for internet businesses.
Additional details about Stripe:
- Pricing: Freemium
- Twitter: @stripe
- Website: https://stripe.com/
Businesses using Stripe:
3. Shopify Payments
Easily accept Visa, Mastercard, American Express, and Discover credit cards on the go, or in your retail store.
Additional details about Shopify Payments:
- Pricing: Freemium
- Twitter: @shopify
- Website: https://www.shopify.com/payments
Businesses using Shopify Payments:
408 successful businesses are using Shopify Payments ➜
4. Square
Get paid faster with Square.
Additional details about Square:
- Pricing: Freemium
- Twitter: @Square
- Website: https://squareup.com/
Businesses using Square:
230 successful businesses are using Square ➜
5. Amazon Payments
Accept online and mobile payments on your ecommerce site securely.
Additional details about Amazon Payments:
- Pricing: Freemium
- Twitter: @amazonpay
- Website: https://pay.amazon.com/
Businesses using Amazon Payments:
226 successful businesses are using Amazon Payments ➜
6. Apple Pay
Apple Pay offers an easy, secure, and private way to pay on Apple devices.
Additional details about Apple Pay:
- Pricing: Freemium
- Twitter: @Apple
- Website: https://www.apple.com/apple-pay/
Businesses using Apple Pay:
7. Venmo
Accept payments with a mobile app.
Additional details about Venmo:
Businesses using Venmo:
8. TransferWise
Transfer money abroad easily and quickly with our low cost money transfers.
Additional details about TransferWise:
- Pricing: Freemium
- Twitter: @TransferWise
- Website: https://transferwise.com/us/
Businesses using TransferWise:
9. Bill.com
Accounts payable and receivables solutions.
Additional details about Bill.com:
- Pricing: Freemium
- Twitter: @billcom
- Website: https://www.bill.com
Businesses using Bill.com:
10. ReCharge
Payments sync to Shopify Orders. Orders are updated so you can fulfill them directly from Shopify.
Additional details about ReCharge:
- Pricing: Freemium
- Twitter: @recharge
- Website: https://rechargepayments.com/
Businesses using ReCharge:
46 successful businesses are using ReCharge ➜
11. Squareup
A point-of-sale (POS) application designed to provide businesses with a reliable and fast POS system. It enables you to take payments using your iOS or Android devices and can be implemented on the counter or on-the-go.
More About Squareup
Accept every way your customers want to pay with Square Payments. Get a free magstripe reader to swipe credit cards anywhere. Take chip cards and NFC payments with Square Reader for contactless and chip. With Squares credit card processing, you can accept all major cards and get deposits as fast as the next business day. We offer chargeback protection, fraud detection, account takeover protection, and more, so you can focus on your customers. Its free to sign up and fast to get set up.
Additional details about Squareup:
- Pricing: Freemium
- Twitter: @Square
- Website: squareup.com
Businesses using Squareup:
35 successful businesses are using Squareup ➜
12. Afterpay
Shop now, pay later for fashion, beauty, accessories and more.
Additional details about Afterpay:
- Pricing: Freemium
- Twitter: @AfterpayUSA
- Website: afterpay.com
Businesses using Afterpay:
48 successful businesses are using Afterpay ➜
13. Authorize.net
Payment processing and payment management services to help businesses accept credit card and e-check payments online.
Additional details about Authorize.net:
- Pricing: Freemium
- Twitter: @AuthorizeNet
- Website: authorize.net
Businesses using Authorize.net:
14. Wave
Provides a suite of financial services and online software for small businesses.
Additional details about Wave:
- Pricing: Freemium
- Twitter: @WaveHQ
- Website: waveapps.com
Businesses using Wave:
15. Braintree
Process payments online, including credit cards, debit cards, digital wallets, PayPal, Venmo, Apple Pay, and Google Pay in a single integration.
Additional details about Braintree:
- Pricing: Freemium
- Twitter: @braintree
- Website: braintreepayments.com
Businesses using Braintree:
28 successful businesses are using Braintree ➜
16. Payment Gateway
With our cloud-based payment gateway your customers can pay with Bitcoin, Bitcoin Cash, Litecoin, Dash, ETH, and EOS
More About Payment Gateway
With our cloud-based payment gateway your customers can pay with Bitcoin, Bitcoin Cash, Litecoin, Dash, ETH, and EOS.
Additional details about Payment Gateway:
- Website: paypal.com
Businesses using Payment Gateway:
17. Paddle
Paddle is the subscription and commerce platform for SaaS and software businesses.
Additional details about Paddle:
- Pricing: Freemium
- Twitter: @PaddleHQ
- Website: paddle.com
Businesses using Paddle:
25 successful businesses are using Paddle ➜
18. Zelle
A fast and free* way to send and receive money with the people you know and trust.
Additional details about Zelle:
- Twitter: @Zelle
- Website: zellepay.com
Businesses using Zelle:
28 successful businesses are using Zelle ➜
19. Klarna
Complete your online purchase in the way that suits you best.
Additional details about Klarna:
- Pricing: Freemium
- Twitter: @Klarna
- Website: klarna.com
Businesses using Klarna:
33 successful businesses are using Klarna ➜
20. Razorpay
A payment gateway for India with developer friendly API, easy integration and transparent pricing.
More About Razorpay
Online, digital payment processing to help make your business simpler to manage.
Additional details about Razorpay:
- Twitter: @Razorpay
- Website: razorpay.com
Businesses using Razorpay:
21. Chargebee
Subscription management platform with end-to-end recurring billing for subscription businesses.
Additional details about Chargebee:
- Pricing: Freemium
- Twitter: @chargebee
- Website: chargebee.com
Businesses using Chargebee:
17 successful businesses are using Chargebee ➜
22. Payoneer
A financial services company that provides online money transfer, digital payment services and provides customers with working capital.
Additional details about Payoneer:
- Twitter: @Payoneer
- Website: payoneer.com
Businesses using Payoneer:
23. Gocardless
Easy way to collect direct debit.
Additional details about Gocardless:
- Pricing: Freemium
- Twitter: @GoCardless
- Website: gocardless.com
Businesses using Gocardless:
24. 2Checkout
The leading all-in-one monetization platform that allows businesses to quickly expand internationally and optimize recurring revenue streams across channels, by simplifying the back-end complexities that modern digital commerce creates.
Additional details about 2Checkout:
- Pricing: Freemium
- Twitter: @2Checkout
- Website: 2checkout.com
Businesses using 2Checkout:
25. Xoom
A PayPal Service is an electronic funds transfer or remittance provider that allows consumers to send money, pay bills and reload mobile phones from the United States and Canada to 131 countries.
Additional details about Xoom:
Businesses using Xoom:
26. Recurly
Provides enterprise-class subscription billing management for thousands of businesses worldwide.
More About Recurly
Recurly is a secure, PCI-compliant, all-in-one platform that streamlines and simplifies subscription management & recurring billing for Mid-Market/Enterprise businesses. Integrating with 16+ gateways, a plethora of technologySalesforce, Zendesk, Netsuite, Avalar, Xero, etc.and supporting multiple payment methodsincluding PayPal, Wallet, ApplePay, Recurly works seamlessly with how you do business. Grow revenue, recover and industry-leading 70% of failed transactions, and increase efficiency.
Additional details about Recurly:
- Pricing: Freemium
- Twitter: @recurly
- Website: recurly.com
Businesses using Recurly:
27. Quadpay
An alternative payment provider that allows brands to give their customers the opportunity to split their purchases into 4 interest-free, automatic installments.
More About Quadpay
Receive payments upfront, while allowing shoppers to pay over 4 simple installments.
Additional details about Quadpay:
- Pricing: Freemium
- Twitter: @quadpay
- Website: quadpay.com
Businesses using Quadpay:
28. Bitpay
A crypto-debit card which allows its users to use their bitcoin reserves to make payments at any brick-and-mortar outlets wherever major credit cards are accepted.
Additional details about Bitpay:
- Pricing: Freemium
- Twitter: @BitPay
- Website: bitpay.com
Businesses using Bitpay:
29. Book Like A Boss
A free appointment scheduling software with Payment & Calendar scheduling app Integrations.
Additional details about Book Like A Boss:
- Pricing: Freemium
- Twitter: @booklikeaboss
- Website: booklikeaboss.com
Businesses using Book Like A Boss:
30. zip
Using your account and credit line, you can make purchases which you then pay back in regular installments.
Additional details about zip:
Businesses using zip:
31. Revenuecat
Is a powerful, secure, reliable, and free to use in-app purchase server with support for Apple, Google, and Stripe payments.
Additional details about Revenuecat:
- Pricing: Freemium
- Twitter: @RevenueCat
- Website: revenuecat.com
Businesses using Revenuecat:
32. Signifyd
Chargeback protection.
Additional details about Signifyd:
- Pricing: Freemium
- Twitter: @signifyd
- Website: signifyd.com
Businesses using Signifyd:
33. Ko-fi
The friendly way for fans to support your work for the price of a coffee.
Additional details about Ko-fi:
- Pricing: Freemium
- Twitter: @kofi_button
- Website: ko-fi.com
Businesses using Ko-fi:
34. Veem
An online payment service provider.
Additional details about Veem:
Businesses using Veem:
35. Paywhirl
Makes it easy to create and manage recurring payment plans online. It removes the hard work necessary to code all the pages that allow your customers to sign-up for subscriptions, make payments, create customer accounts and manage their own customer data.
Additional details about Paywhirl:
- Twitter: @paywhirl
- Website: paywhirl.com
Businesses using Paywhirl:
36. HoneyBook
HoneyBook is a cloud-based customer relationship management (CRM) solution designed for small businesses. The solution helps users manage business processes from inquiry through to invoicing. HoneyBook lets users manage projects, book clients, sign contracts online, send invoices and handle payments.
More About HoneyBook
HoneyBook helps creative entrepreneurs and freelancers book more clients, manage projects, and get paid all in one place. With our business management software, you can automate your busy work and stay on top of all your to-dos, saving time and money so you can grow your business. It's like your own personal assistant. Small business owners and freelancers have tripled their bookings and saved multiple hours a day using HoneyBook tools.$1/month for 6 months with code "ALLINONE" :)
HoneyBook features task management that lets users view and track various stages of a project. Users can keep invoices, contracts, and other documents in one place. Also, users can respond to clients with automated appointment requests and follow-ups using personalized templates and notifications. In addition, automated payment reminders can be sent and task reminders can be created based on the projects.
HoneyBook integrates with tools such as QuickBooks, Calendly, Zapier, Gmail, and Google Calendar.
HoneyBook provides its services on a monthly subscription basis. The solution offers a mobile application for Android as well as iOS users and support is provided via email, and online help center, a community forum, and over the phone.
End-to-end project tracking keeps you in total control.
Branded templates simplify all client communication.
Invoicing, contracts, payments, and more, all in one place.
Integrations that make your life easier
HoneyBook works with the tools you already use, so you can work more efficiently than ever.
Pricing Details
Starter Plan: $9 per month, no annual billing option.
Unlimited Plan: $39 per month
Billed annually at $390 (a $78/year savings!)
Additional details about HoneyBook:
- Pricing: Paid
- Twitter: @honeybook
- Website: honeybook.com
Businesses using HoneyBook:
37. Laybuy
An approved payment gateway.
Additional details about Laybuy:
- Twitter: @PaybyLaybuy
- Website: laybuy.com
Businesses using Laybuy:
38. Clover
Customized point of sale devices that make running your business easier & accepting payments from customers seamless.
Additional details about Clover:
- Pricing: Freemium
- Twitter: @clovercommerce
- Website: clover.com
Businesses using Clover:
39. Track1099
Allows tax pro or CPA firm users to create a team with as many colleagues as needed at no extra cost. Other features include a bulk TIN match file that users may upload to the IRS for free.
Additional details about Track1099:
- Twitter: @track_1099
- Website: track1099.com
Businesses using Track1099:
40. Uphold
Instant and secure international payments
More About Uphold
Instant and secure international payments.
Additional details about Uphold:
- Website: uphold.com
Businesses using Uphold:
41. Helcim
Helcim is a payments company that lets businesses accept credit cards with ease and affordability
More About Helcim
Helcim is a payments company that lets businesses accept credit cards with ease and affordability.
Additional details about Helcim:
- Website: helcim.com
Businesses using Helcim:
42. Flywire
The Leading Provider of International Payment solutions for the Education Industry.
Additional details about Flywire:
- Pricing: Freemium
- Twitter: @flywire
- Website: flywire.com
Businesses using Flywire:
43. Payment Rails
Simplifying global payouts for online marketplaces, share economy, crowdsourcing platforms, app stores, affiliate platforms, and many more.
Additional details about Payment Rails:
- Twitter: @paymentrails
- Website: paymentrails.com
Businesses using Payment Rails:
44. ViaBill
A payment solution for purchases of up to 2.000 kr. ViaBill enables you to “buy now and pay later” in four equal monthly installments, interest-free.
Additional details about ViaBill:
- Twitter: @viabill_hq
- Website: viabill.com
Businesses using ViaBill:
45. Payment Express
PCI compliant payment gateway for merchants worldwide accepting credit & debit cards in retail, online, call centre, OPT/UPT & vending environments.
Additional details about Payment Express:
- Pricing: Freemium
- Twitter: @PaymentExpress
- Website: paymentexpress.co.nz
Businesses using Payment Express:
46. Kickpay
Data driven inventory financing for hardware companies.
Additional details about Kickpay:
- Pricing: Freemium
- Twitter: @kickpay
- Website: kickpay.com
Businesses using Kickpay:
47. Emburse
A provider of expense management and accounts payable automation solutions.
Additional details about Emburse:
- Twitter: @emburse
- Website: emburse.com
Businesses using Emburse:
48. Spreedly
PCI compliance solution that helps businesses store transaction information, capture card data, tokenize payment details, and more
More About Spreedly
PCI compliance solution that helps businesses store transaction information, capture card data, tokenize payment details, and more.
Additional details about Spreedly:
- Website: spreedly.com
Businesses using Spreedly:
49. Skrill
An e-commerce business that allows payments and money transfers to be made through the Internet, with a focus on low-cost international money transfers.
Additional details about Skrill:
- Twitter: @skrill
- Website: skrill.com
Businesses using Skrill:
50. Payment Work Suite
A new high-performance payment platform whose deep, multi-layer security provides peace of mind to customers.
Additional details about Payment Work Suite:
- Website: paymentworksuite.com
Businesses using Payment Work Suite:
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Download the report and join our email newsletter packed with business ideas and money-making opportunities, backed by real-life case studies.
Download the report and join our email newsletter packed with business ideas and money-making opportunities, backed by real-life case studies.
Download the report and join our email newsletter packed with business ideas and money-making opportunities, backed by real-life case studies.
Download the report and join our email newsletter packed with business ideas and money-making opportunities, backed by real-life case studies.
Download the report and join our email newsletter packed with business ideas and money-making opportunities, backed by real-life case studies.
Download the report and join our email newsletter packed with business ideas and money-making opportunities, backed by real-life case studies.
Download the report and join our email newsletter packed with business ideas and money-making opportunities, backed by real-life case studies.
