The 12 Best AMEX Alternatives for 2024

Updated: May 19th, 2022

An electronic payment card branded by the publicly-traded financial services company American Express (AXP). American Express issues and processes prepaid, charge, and credit cards.

If you're looking for an alternative to AMEX, here are the most popular AMEX alternatives used by real founders:

1. Shopify Capital

Get the funds you need to grow your business.

Additional details about Shopify Capital:

Businesses using Shopify Capital:

40 successful businesses are using Shopify Capital ➜

2. Cap One

Is a bank holding company specializing in credit cards, auto loans, banking, and savings accounts

Additional details about Cap One:

Businesses using Cap One:

31 successful businesses are using Cap One ➜

3. Brex

Provides a corporate credit card called the Brex Card for technology, e-commerce and life sciences companies.

Additional details about Brex:

Businesses using Brex:

4. Expensify

A business system used to manage expenses, transactions and money matters through its real-time data and reporting processes.

Additional details about Expensify:

Businesses using Expensify:

5. Clearbanc

Specializes in non-dilutive revenue-share agreements with start-ups.

Additional details about Clearbanc:

Businesses using Clearbanc:

6. Kabbage

The company provides funding directly to small businesses and consumers through an automated lending platform.

Additional details about Kabbage:

Businesses using Kabbage:

7. MoneyBird

Create and manage your invoice quickly without the hassle of Word or Excel.

Additional details about MoneyBird:

Businesses using MoneyBird:

8. Azlo

Easy, free business banking Apk search engine, photos, reviews, description and changelog below.

Additional details about Azlo:

Businesses using Azlo:

9. BlueVine

Offers flexible business line of credit, invoice factoring, and term loan options tailored to your needs.

Additional details about BlueVine:

Businesses using BlueVine:

10. futurpreneur (Canada)

A national, not-for-profit organization that provides financing, mentoring, and business support tools to young entrepreneurs between the ages of 18 and 39.

Additional details about futurpreneur (Canada):

Businesses using futurpreneur (Canada):

11. Penta

A combining form used like a prefix meaning “five.” It is used in a great many scientific and other technical terms.

Additional details about Penta:

Businesses using Penta:

12. Focused Financing

Fast and flexible business funding.

More About Focused Financing

Focused Financing helps businesses access the capital they need to grow. We simplify the loan shopping process, meaning a faster and smoother experience for you.

Streamlined process, no time wasted

Focused makes it fast and simple to apply for business funding. We speed up the process by keeping everything online, so there’s no delay dealing with paper docs. By centralizing the process with different lenders, we’re able to offer wholesale rates on programs that wouldn’t normally be available to individual borrowers!

Flexible terms, fast funding

We believe in terms built for you, not the lender. Focused offers a flexible suite of financing options to accommodate all types of borrowers. This means access to capital up to $500,000 in as quickly as 4 hours from the time of submission.

Financing options for any need

With a diverse product line, all financing needs are covered. This includes financing for furniture, fixtures, and equipment, revolving credit lines with no prepayment penalties, and installment loans set over fixed terms.

Additional details about Focused Financing:

Businesses using Focused Financing:

meet the author
Pat Walls